You do not need all the documents at your initial consultation but the advice you receive may be limited. Not all documents listed may apply to you.
The last two years Federal and State tax returns (please submit the entire return to our office, not just the W-2s)If you can’t locate a tax return that we will need, you can order it from the IRS online at www.irs.gov/Individuals/Order-a-Transcript or by visiting the IRS service Center located at 22 N. Front St., Memphis TN 38103 . Be sure to order the “Tax Return Transcript” NOT the “Tax Account Transcript”.
Payroll printouts or check stubs for the last full 7 months including the most recent. If you have changed jobs, we need the payroll information from your current job and the payroll information from your prior job for the time you were at that job during the six-month period prior to your appointment. If you have not worked the full six-month period bring only what you have. If you have more than one job, we need info on all of them. If you are self-employed or a business owner, please provide monthly profit and loss statements for the prior six-months.
The following information can be obtained from the internet. If you do not have internet access or need help, we have a terminal set up in a private room in our office that you can use.
We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.